FATF Risk-Based Approach – Risikobasierter Ansatz
Einleitung
Der risikobasierte Ansatz ist das zentrale Prinzip der modernen Geldwäschebekämpfung.
Die FATF stellt hierfür sektorbezogene Leitlinien bereit, die eine differenzierte Umsetzung ermöglichen.
Risikobasierender Ansatz - Risk-Based-Approach
Verschiedene Schriften der FATF bzgl. dem risikobasierten Ansatzes (alle Schriften in englischer Sprache).
| Datum | Dokument | LINK |
| 26.07.2022 | Risk-Based Approach Guidance for the Real Estate Sector | |
| 28.10.2021 | Guidance for a Risk-Based Approach to Virtual Assets and Virtual Asset Service Providers (updated) | |
| 03.03.2021 | Guidance for a Risk-Based Supervision | |
| 26.09.2019 | Guidance for a Risk-Based Approach for Trust and Company Service Providers | |
| 26.06.2019 | Guidance for a Risk-Based Approach for the Accounting Profession | |
| 26.06.2019 | Guidance for a Risk-Based Approach Guidance for Legal Professionals | |
| 26.10.2018 | Risk-based Approach Guidance for the Securities Sector | |
| 25.10.2018 | Risk-based Approach Guidance for the Life Insurance Sector | |
| 23.02.2016 | Guidance for a Risk-Based Approach for Money or Value Transfer Services | |
| 23.10.2015 | Guidance for a risk-based approach: effective supervision and enforcement by AML/CFT supervisors of the financial sector and law enforcement | |
| 26.06.2015 | Guidance for a Risk-Based Approach to Virtual Currencies | PDF |
| 27.10.2014 | Risk-Based Approach for the Banking Sector | PDF |
| 26.06.2013 | Guidance for a Risk-Based Approach to Prepaid Cards, Mobile Payments and Internet-Based Payment Services | PDF |
| 26.07.2009 | Guidance for Money Service Businesses | PDF |
| 28.10.2008 | Risk Based Approach Guidance for Legal Professionals | |
| 23.10.2008 | Guidance on the Risk-Based Approach for Casinos | |
| 17.06.2008 | Guidance on the Risk-Based Approach for Dealers in Precious Metals and Stones | |
| 17.06.2008 | Guidance on the Risk-Based Approach for Real Estate Agents | |
| 17.06.2008 | Guidance on the Risk-Based Approach for Accountants | |
| 17.06.2008 | Guidance on the Risk-Based Approach for Trust and Company Service Providers (TCSPs) | |
| 22.06.2007 | Guidance on the Risk-Based Approach to Combating Money Laundering and Terrorist Financing - High Level Principles and Procedures |
Methodology – Bewertungslogik und Prüfungsansatz
| Jahr | Dokument | LINK |
| 2013 | FATF Methodology 2013 (englisch) |
Praxis-Einordnung
Bedeutung
- Anpassung von AML-Systemen an Risiken
- Vermeidung von Überregulierung
Nutzung
- Umsetzung im Unternehmen
- sektorspezifische Risikoanalyse